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About Transamerica
Living longer creates new opportunities to experience all that life brings. That’s where we come in. We offer research-based tools, education, and guidance that work in people’s lives today and anticipate an evolving future.
Transamerica Life Insurance Products
We are here to meet your insurance needs
Term Insurance
Index Univeral Life (IUL)
Ten Reasons to Consider Life Insurance
- Protect Your Loved Ones
- Financial Reassurance
- Cover End-Of-Life Expenses
- Retire Debt
- Personal Accumulation
- Protect Your Business
- Pay for College
- Cash Value Accumulation
- Estate Planning
- Charitable Planning
We’re here to assist you with exploring protection.
Life insurance provides financial protection for your loved ones in the event of your death, ensuring they have funds to cover expenses and maintain their standard of living.
The amount of coverage depends on factors like your financial obligations, income replacement needs, and future goals, typically ranging from 5 to 10 times your annual income.
Yes, you can typically adjust your policy through options such as increasing or decreasing coverage, changing beneficiaries, or adding riders to customize your coverage.
Generally, premiums paid for personal life insurance are not tax deductible, but death benefits received by beneficiaries are typically tax-free.